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Halvorsen Team

LoanPeople

Daniel Halvorsen, Nick Dalcero, & Shea Peck
Team: (904) 746-7482
NMLS: 788842
Email: HalvorsenTeam@LoanPeople.com
State Licenses: FL & GA

Halvorsen Team is available to assist you:

  • Five-star service,
  • Great rates and fast closings,
  • Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Jacksonville Florida Mortgage

About

Fore more than a decade, Daniel Halvorsen and Halvorsen Team have assisted customers, agents and builder partners with home financing for purchase, refinance and renovation! Daniel is a top .001% lender nationwide and recognized annually as a Scotsman Guide Top Originator. His unique approach to referral-based marketing has resulted in personally funding over $800 million in loan volume. Halvorsen Team earned the #1 ranking for Affordable Lending in the entire state of Florida (Affordable Housing Finance Corporation) and the #1 Retail Mortgage Lender in Jacksonville (Core Logic & Zonda). His mission is to make homeownership accessible to as many people as possible. When he is not thinking about loans, he enjoys playing guitar and spending time with his wife and daughter.

Mortgage Lender Reviews

5 Stars

01/30/2026 by Chris B.
Location: Florida

Easy first time home buying process.

You’ll be happy you chose them.

01/30/2026 by Sherri B.
Location: Florida

If you’re looking for a top tier lender and staff that know how to qualify a buyer and close a loan on time, the Halvorsen team is who you need. They get it done and I don’t worry about not being able to get financing at the last minute.

5 Stars

01/30/2026 by Zamone B.
Location: Florida

Outstanding Professional couple with stellar customer service. The Halvorsen team was informative, prompt, and made my home buying experience user-friendly!!

5 Stars

01/30/2026 by Lauren G.
Location:

Love working with the Halvorsen team!

5 Stars

01/30/2026 by Amanda S.
Location: Florida

Friendly and very knowledgeable.

5 Stars

01/24/2026 by Jessica D.
Location: Florida

Daniel Halvorsen is amazing! Very down to earth and helpful!

5 Stars

01/24/2026 by Chris C.
Location:

5 Stars

This company by far exceeded my . . . expectations.

01/24/2026 by BMR
Location:
Obtaining a long distance home loan was a breeze thanks to the excellent service provided by Nick. There was never a delay in answering my questions or giving advice. I would recommend the Halvorsen Team to anyone looking for a smooth home loan . . . experience.

5 Stars

01/24/2026 by Sophia J.
Location:

Daniel and his team made our home buying process such a breeze! When I reached out to him to inquire on refinancing he was prompt and so helpful! Looking forward to working with them again in the future.

Shea Peck was our loan officer, and she . . . was absolutely magnificent!

01/24/2026 by MsLaya
Location: Florida
She fought hard for us to acquire our family’s home that was in reverse mortgage and pre-foreclosure. We previously had another loan officer who had us waiting for over a year with no secure loan and no progress.
Once we found Shea Peck, everything . . . changed. She and her lovely team were behind us every step of the way. Shea came into a complicated situation with a lot to catch up on, but she got up to speed quickly and was constantly on the phone making sure she was fully informed about our case.
What made Shea truly exceptional was when we discovered our real estate broker and attorney were not acting in our best interests – there were discrepancies in fees and concerning contract terms. Shea immediately stepped in, set things straight, and made sure we were protected throughout the closing process. She went above and beyond her role as a loan officer to ensure we weren’t being taken advantage of.
Shea made us feel confident and kept us well-informed throughout the entire process. Any questions we had, she answered without hesitation. She was more than just our loan officer – she became a sweet friend to us.
Thanks to Shea and her team, we finally closed on December 31, 2025! 🍾 After everything we went through, she made it possible for us to secure my family’s legacy.
I would highly recommend Shea Peck and her team to anyone who needs a loan officer who will truly fight for them. Thank you for everything, Shea Peck!

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.

DPA

Approved lender for Down Payment & Mtg. Credit Cert. (MCC) programs.

HELOC

Tap home equity for home repairs, debt consolidation & more!