Required to enter contest: 1) Receive contest postcard from Halvorsen Team and 2) be a follower of @HalvorsenTeam on Instagram at the time of the drawing. Only one (1) winner per drawing unless otherwise specified. LoanPeople, LLC. will not sell or share your personal information. LoanPeople, LLC. its staff, and its owners reserve sole and final judgment as to all matters concerning the giveaway.

There is no cost to enter this drawing and applying for or closing a mortgage with LoanPeople will not increase your chances of winning nor is it required to have closed a past transaction to be eligible to participate. Contest begins January 1, 2026. Drawing takes place on February 10, 2026. Winner announced on Instagram. Drawing is not sponsored, endorsed or administered by, or associated with Instagram.

The odds of winning vary from drawing to drawing, depending on the number of entrants. The winner will be selected randomly after the end of the sweepstakes entries. The decisions made by LoanPeople, LLC. regarding the drawing are final and binding. If a winner cannot be reached after a reasonable amount of effort has been made to notify the winner of the prize, the winner forfeits his/her rights to the winning prize. A reasonable amount of time means two (2) notifications via email and phone over a two-week period. If a winner does not get in touch with Halvorsen Team within 14 days of winning, the winner forfeits his/her prize and another random winner will be selected.